What Happens After You Apply for SSDI? Understanding the Review Process

So You've Submitted Your SSDI Application... Now What?

You’ve submitted your application for Social Security Disability Insurance (SSDI) — and now you wait. But what exactly is happening behind the scenes?

At Panza Legal Services, many clients ask this question: “What happens after I apply?” Understanding the review process can ease uncertainty and help you take steps that may improve your outcome.

📬 Step 1: Application is Sent to DDS (Disability Determination Services)

Once the Social Security Administration (SSA) confirms your application is complete, it is forwarded to your state’s Disability Determination Services (DDS). DDS is responsible for making the initial decision on your claim.

They’ll assign a disability examiner who will:

• Review your medical records

• Contact doctors, hospitals, or clinics for more details

• Evaluate your work history and job skills

• Compare your condition to the SSA’s Blue Book listings

🩺 Step 2: You May Be Scheduled for a Consultative Exam (CE)

If DDS needs more medical evidence, they may ask you to attend a Consultative Exam (CE) with a doctor of their choosing.

💡 Pro tip: Always attend this appointment! Missing it without good cause can lead to a denial.

During a CE, the doctor:

• Evaluates your current condition

• May conduct physical or psychological tests

• Sends a report directly to DDS

⏳ Step 3: The Wait for a Decision

The average time to receive an initial decision is 3 to 6 months, but it can vary depending on:

• How quickly your medical providers respond

• Whether a CE is required

• Backlogs at SSA and DDS offices

You’ll receive one of two outcomes:

• ✅ Approved — with details on your monthly benefit and back pay

• ❌ Denied — with the reason for denial and instructions on how to appeal

🔍 Stay Proactive During the Wait

Here’s what you can do:

• Respond promptly to any SSA/DDS requests

• Continue medical treatment and document changes in your condition

• Notify SSA of changes in contact info or health status

• Keep a copy of everything you send or receive

👨‍⚖️ How Panza Legal Services Supports You

Even after filing, Panza Legal Services remains actively involved in your case. We:

• Follow up on your behalf with SSA and DDS

• Help prepare for consultative exams

• Track deadlines and documentation

• Advise on how to strengthen your case during the wait

✅ Bottom Line

The time between applying and hearing back can feel long and uncertain, but knowing what’s happening behind the scenes — and staying ready — can make all the difference.

📍 Based in Pittsburgh, Panza Legal Services is here to walk with you every step of the way.

📞 Call today for a free consultation
🌐 www.panzalegal.com